Budgets & Assessments · Guide · Owners & Residents · Reference · Community Managers · Firm Leadership

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Topic Budgets & Assessments 7 Rules & Enforcement 1 Maintenance & Vendors 2 Choosing Software 1

Audience Owners & Residents 2 Board Members 6 Community Managers 5 Firm Leadership 0

Kind Commentary 7 Reference 7 How-to 3

Series The Three Ways Every HOA Budget Goes Wrong 3

Show the Math: How HOA Assessments Are Actually Calculated

Show the Math: How HOA Assessments Are Actually Calculated

Start with the fact that surprises most people, including plenty of board members: your assessment is a byproduct of the budget. Nobody is supposed to pick your monthly number. The association builds ...

Budgets & Assessments Owners & Residents The Three Ways Every HOA Budget Goes Wrong Board Members

Sep 4, 2026

Can My HOA Raise Assessments Without My Vote?

Can My HOA Raise Assessments Without My Vote?

Short answer: usually yes, within limits. In California your board can raise the regular assessment up to 20 percent in a year without asking you, and can levy special assessments up to 5 percent of t...

Budgets & Assessments Owners & Residents

Sep 4, 2026

Seven Inputs Your HOA Budget Ignored

Seven Inputs Your HOA Budget Ignored

When I rebuilt my own association's budget, the biggest corrections did not come from arithmetic. They came from things the budget had never been told. The information existed, in minutes, contracts, ...

Budgets & Assessments The Three Ways Every HOA Budget Goes Wrong Board Members Community Managers

Sep 4, 2026

What Accounts Does HOA Reserve Accounting Actually Need?

What Accounts Does HOA Reserve Accounting Actually Need?

If you are setting up reserve accounting for an association, here is the whole answer: you need five accounts. Every account beyond these makes the books harder to read, not easier, and the reasons wh...

Budgets & Assessments Board Members Community Managers

Sep 4, 2026

The 20% Cap You Think You're Under

The 20% Cap You Think You're Under

Compliance asserted from a miscalculation is worse than no compliance check at all, because it is confidently wrong, and the confidence goes in the minutes. The 20 percent cap is a one-line rule with ...

Budgets & Assessments Board Members Community Managers

Sep 4, 2026

Why Budgeting Off Your GL Is Wrong

Joseph Gangaram

Why Budgeting Off Your GL Is Wrong

In fifteen years of corporate budgeting, I never once saw a serious company budget directly on its chart of accounts. Dimensions, cost centers, analytic layers: separating "where the money posts" from...

Budgets & Assessments The Three Ways Every HOA Budget Goes Wrong Board Members Community Managers

Sep 4, 2026

Loans and NBI: The Two Lines Nobody Budgets

Joseph Gangaram

Loans and NBI: The Two Lines Nobody Budgets

Two lines go missing from association budgets more reliably than any others, and not because they are small. Debt service can be one of the largest lines an association carries, and the tax on non-exe...

Budgets & Assessments Board Members Community Managers

Sep 4, 2026